Protect Your Future with Life Insurance & Risk Solutions in ALL OF NORTH CAROLINA OR SOUTH CAROLINA, INCLUDING RIDGELAND, SC, HARDEEVILLE, SC, AND HILTON HEAD ISLAND, SC AND MORE!

COMPREHENSIVE INSURANCE SOLUTIONS TO SAFEGUARD YOUR FAMILY, FINANCES, AND LEGACY

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At Kobey Dodge Insurance, we understand that true financial planning goes beyond just increasing wealth — it also entails safeguarding it. This is why we provide a variety of customized insurance and risk protection strategies for individuals, families, and business owners across North Carolina and South Carolina. Whether you're preparing for unforeseen illness, long-term care, or upcoming family requirements, our solutions instill confidence in uncertain times.

Are You Ready To Empower Your Financial Future?

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Life Insurance Solutions

Your life insurance should do more than pay a death benefit — it should play a role in your overall financial strategy. Kobey Dodge Insurance offers both term and permanent life insurance solutions that can:


  • Replace income for your family
  • Cover final expenses or debts
  • Build cash value for future use
  • Fund estate or legacy planning


We help you choose the right type and amount of coverage based on your goals — not sales quotas.

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Infinite Banking & Family Banking

Why borrow from a bank when you can borrow from yourself? The Infinite Banking Concept uses specially structured whole life insurance policies to create a personal financing system. You can:


  • Build tax-advantaged wealth inside your policy
  • Access funds for major purchases or emergencies
  • Pass on a financial legacy through Family Banking strategies


This is a powerful tool for long-term thinkers and generational planners.

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Critical Illness & Long-Term Care Protection

A serious illness or long-term care event can derail your finances. Kobey Dodge Insurance offers flexible living benefit riders and standalone coverage options that provide a safety net for:


  • Cancer, heart attack, stroke, and other major illnesses
  • Nursing home or home health care costs
  • Supplementing lost income during recovery


We assist you in preparing for the unexpected challenges life may throw your way, enabling you and your family to focus on what truly matters—healing and recovery—without the added burden of financial worries. By helping you create a robust plan, we ensure that you can navigate difficult times with confidence and peace of mind, allowing you to dedicate your energy to supporting one another.

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Final Expense Planning

Funeral and burial costs can add unexpected stress to a grieving family. Kobey Dodge Insurance offers affordable Final Expense Insurance plans designed to:


  • Cover funeral, burial, and medical costs
  • Build cash value for future use
  • Fund estate or legacy planning


These plans are perfect for those looking for reassurance and peace of mind in their financial choices — all without the hassle of complicated underwriting processes that can often be a source of stress and confusion. They provide a streamlined approach, ensuring that clients can secure the protection they need quickly and efficiently.

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Insurance assistance, from our family to yours

As a family-owned business, we’re not just here to sell policies on behalf of the providers we work with. We’re here to listen, understand and stand by you through life’s transitions.


You’ll appreciate how we make complex insurance decisions feel simple and straightforward, so you can have the final say on your coverage. Make an appointment for our insurance services today to speak with one of our licensed advisors.

Why Work with Kobey Dodge Insurance?

Risk protection isn’t about fear — it’s about freedom. Here’s why clients across NC and SC trust us:

  • Access to Multiple Carriers for tailored insurance solutions
  • Licensed in NC & SC with local insight and personal service
  • Independent & Unbiased Guidance

You’re sure to find whole or term life insurance that suits your situation. Contact us today to set up an initial meeting.

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Serving North Carolina & South Carolina

Whether you’re in the vibrant city of Columbia, the scenic beauty of Asheville, the charming coastal town of Wilmington, or the welcoming community of Rock Hill, Kobey Dodge Insurance is proud to offer tailored insurance solutions that you can trust and rely on. Our unwavering commitment is to assist families and business owners alike in effectively safeguarding their future, one comprehensive plan at a time.


We understand that each individual’s needs are unique, and that is why we take the time to craft personalized strategies that provide the peace of mind you deserve.