College Funding and Family Wealth Planning in ALL OF NORTH CAROLINA OR SOUTH CAROLINA, INCLUDING RIDGELAND, SC, HARDEEVILLE, SC, AND HILTON HEAD ISLAND, SC AND MORE!
MART PLANNING TODAY MEANS A STRONGER FUTURE FOR YOUR CHILDREN AND THEIR CHILDREN
At Kobey Dodge Insurance, we are dedicated to helping families across both North Carolina and South Carolina plan with purpose and clarity. Whether your focus is on saving for your child's college education, preparing for their bright future, or establishing a solid long-term family wealth strategy, we provide expert guidance tailored to your unique needs. Our comprehensive tools and insightful resources are designed to align perfectly with your financial goals and evolve as your family grows and changes over time. We believe that financial planning should be a proactive and supportive journey.
Whether your goal is to save diligently for college, establish a solid foundation for your child's future success, or create a sustainable system of generational wealth that can benefit your family for years to come, our knowledgeable team is wholeheartedly committed to guiding you in achieving these important objectives the right way. Together, we will navigate the intricacies of financial planning, carefully addressing each detail, to help you build a lasting and meaningful legacy for your family that will endure through time and provide security for generations to come.
Invest in Their Future — Start Building Today
Family Banking Strategies
Family banking is a powerful way to create lasting financial security — not just for your children, but for generations to come. Using whole life insurance policies and structured cash flow strategies, we help families:
- Build a tax-advantaged “family bank” to fund education, real estate, business, or emergencies
- Access cash value without penalties or taxes
- Pass on wealth in a controlled, tax-efficient manner
- Teach financial responsibility to the next generation
Family banking turns your life insurance into a living financial system — one you control, not a bank or lender.
College Funding Strategies
College tuition costs are rising — but with the right strategy, you can stay ahead of them. We help you:
- Create a custom college savings plan based on your timeline and budget
- Compare options like 529 Plans, UTMAs, and Indexed Universal Life policies
- Understand the impact of financial aid, taxes, and scholarship eligibility
- Avoid the common mistakes that reduce your financial flexibility
The earlier you start, the more time your money has to grow and the fewer student loans your child may need to take on.
Why Work with Kobey Dodge Insurance?
We plan with purpose — and always with your family in mind.
- Kid-Friendly, Future-Focused Plans
- Education & Legacy Integration
- Experience with 529s, Trusts, and Life-Based Strategies
From the vibrant streets of Charlotte to the historic charm of Charleston, and from the bustling city of Raleigh to the scenic beauty of Columbia, Kobey Dodge Insurance is dedicated to providing expert guidance that empowers families. Our comprehensive support helps navigate the complexities of preparing for education costs, ensuring that future generations are equipped to thrive. We strive not only to protect long-term financial goals but also to instill values that allow families to pass down more than just money—creating a lasting legacy that encompasses education, wisdom, and shared experiences.
