College Funding and Family Wealth Planning in North Carolina and South Carolina

Smart Planning Today Means a Stronger Future for Your Children and Their Children

At GFI, we help families across North Carolina and South Carolina plan with purpose. Whether you're saving for your child's college education or building a long-term family wealth strategy, we guide you with tools and insights that align with your goals — and grow with your family.

Whether you’re looking to save for college, prepare for your child’s future, or build a generational wealth system — we’ll help you do it right.

Family Banking Strategies

Family banking is a powerful way to create lasting financial security — not just for your children, but for generations to come. Using whole life insurance policies and structured cash flow strategies, we help families:

• Build a tax-advantaged “family bank” to fund education, real estate, business, or emergencies
• Access cash value without penalties or taxes
• Pass on wealth in a controlled, tax-efficient manner
• Teach financial responsibility to the next generation

Family banking turns your life insurance into a living financial system — one you control, not a bank or lender.

 College Funding Strategies

College tuition costs are rising — but with the right strategy, you can stay ahead of them. We help you:

• Create a custom college savings plan based on your timeline and budget
• Compare options like 529 Plans, UTMAs, and Indexed Universal Life policies
• Understand the impact of financial aid, taxes, and scholarship eligibility
• Avoid the common mistakes that reduce your financial flexibility

The earlier you start, the more time your money has to grow and the fewer student loans your child may need to take on.

Why Work with GFI?

We plan with purpose — and always with your family in mind.

From Charlotte to Charleston, Raleigh to Columbia — GFI provides guidance that helps families prepare for education costs, protect long-term goals, and pass down more than just money.